In this article we will show you the solution of how to add bank account in google pay without debit card, the National Payments Corporation of India (NCPI) has developed a mechanism to enable UPI payments even without possessing a debit card in an effort to enable more individuals to adopt digital and cashless payments.

When a user registers for this service, also known as the Aadhaar card-based UPI PIN service, they can begin making UPI payments by simply linking their Aadhaar number to the appropriate bank account.

Although UPI-based payments are presently only supported by a few applications and banks, we'll walk you through the process of setting a UPI PIN without a debit card in this post so you can take advantage of all its benefits.Without further ado, let's get started.

The government has developed a service that would let UPI ID holders pay other people and businesses without a debit card in order to make the UPI infrastructure more user-friendly.

Users of this UPI-based payment mechanism can connect their UPI ID with an Aadhaar card instead of the more conventional debit card.

Owners of UPI IDs must in this scenario ensure that the same mobile number is linked to both their Aadhar card and bank account.

The government wants to make carrying cash less stressful by promoting the use of UPI for cashless transactions among individuals without debit cards, even for modest purchases.

As long as you are making a purchase from a business that accepts payments using Bharat QR Codes, you are welcome to use your credit card's capabilities when using UPI if you have one.

As there is no need for complex calculations, using a credit card as the method of payment is all that is required.

Nevertheless, you must first add your credit card to UPI in order to begin making payments.

Here's how to use Google Pay, PhonePe, and Paytm, three of the most popular UPI payment apps available.

The National Payments Corporation of India (NPCI), which created the Unified Payments Interface (UPI), allows Indians to instantly transfer money between bank accounts by utilising a UPI-compatible application.

Since its debut in 2016, the UPI payment system has experienced significant growth as a method of transferring and receiving money.

This is primarily because it is always accessible, facilitates smooth transactions, and is simple to use.

Step By Step Guide On How To Add Bank Account In Google Pay Without Debit Card :-

1. Verify the most recent version of Google Pay is installed.
2. To prevent issues, don't quit the programme while you're registering.
3. Verify whether your bank accepts UPI. You cannot link a bank account with Google Pay if your bank does not support UPI.
4. Check to make sure you are using Google Pay from the same device that has the sim (mobile number) that you have registered with your bank loaded.
5. Be sure to check your internet connection because SMS verification requires a strong data link.

Conclusion :-

I hope this article on how to add bank account in google pay without debit card helps you and the steps and mentioned above are easy to follow and implement.